Represntative of PHP Agency
PHP Agency

The Brown Legacy Insurance Agency, LLC

Representative of PHP Agency  


PHP Agency, along with the top of your familiar insurance agencies and firms, have partnered to provide the reasonable and reliable services below to help all people with:

  • Financial planning
  • Investment planning
  • Retirement planning
  • Education funding
  • Estate planning
  • 401K’ rollovers
  • IRA’s/Roth(s)
  • Insurance
  • Long term care
  • Annuities
  • Debt settlement

As PHP is an independent financial services agency, we have access to over 30 different agencies with numerous products so you can get the right services for you and your family.


The Brown Legacy Insurance, we are dedicated to serving the needs and financial goals of our customers. Whether you are looking for a retirement plan that offers interest for a guaranteed number of years or a monthly income, we have the solutions you need to meet your financial objectives.


This is a special class of annuities offered by PHP that yields returns on your contributions based on a specific equity-based “index,” such as the S&P 500. With an Indexed Annuity there is a guaranteed minimum return, so even if the stock index does poorly, the holder will not lose any part of his investment. Conversely, the yields will be somewhat lower due to caps and fee-related deductions.

  • Offers tax-deferred, retirement income
  • For investors who seek protection of capital
  • Can be structured to give you income for the rest of your life